Gilbert Business Development   NMLS# Ben Andrus: NMLS# 211881 l Branch: NMLS# 161713   State License Ben Andrus: AZ-LO# 0911857 l Branch: AZ-MBBL# 0114306

Gilbert Business Development
On Q Financial - Mortgages Simplified

Branch Manager, Ben Andrus

I'm Ben Andrus, branch manager for On Q Financial in Gilbert, Arizona. With over 10 years of lending experience, I have provided mortgage lending solutions to clients throughout Arizona—receiving numerous Top Sales Producer awards locally and nationwide. These accolades do not come easily. I tackle each transaction as if it were my own. My philosophy is to treat you with the same care I expect from vendors. That includes educating you in each aspect of your mortgage—walking you through guidelines and issues until we have you in your new home.

In addition to my lending responsibilities, I work with new mortgage lenders as a mentor to help establish the same service and client satisfaction that I demand for myself. There is no better feeling that to see a new lender get their first loan! I dedicate that attention to cultivating my branch operation into the best in Arizona.

*You can also apply with me through any Apply links on this site or you can visit my webpage at!

Business Relationship Manager, Heidi Zebro

Contact info: 480.688.1876 &

Heidi Zebro is what most consider to be a native to Arizona; moving here from Connecticut as a Sophomore in High School. She spent most of her career in advertising and marketing, starting out by working her way up the corporate ladder at Arizona’s largest newspaper and ending by owning and publishing her own industry trade publication.

At this time Heidi is currently the Business Relationship Manager at On Q Financial, the mortgage company that has offices in twenty-eight states and headquartered in Scottsdale Arizona. She has previous experience in business management, as she has worked at two locally-owned real estate offices!

Heidi is known for sales and business, but focuses on building strong relationships inside the real estate industry. Her passion for leadership has evolved to being one of the driving forces behind several projects and annual events in the Phoenix Metropolitan area.

Why work with an On Q, Gilbert Mortgage Consultants?

Our experienced Mortgage Consultants are the very best in the business; customer service and understanding the importance of getting the loan closed smoothly and on time is our mission. Back that up with an extensive product line and it is no surprise On Q Financial is one of the fastest growing mortgage companies in the East Valley.

"The Best Place for the Best People"

• Our Mortgage Consultants averaged $18.1 Million in volume & 67 units in 2016, and together, we've funded over $2.8 Billion in loan volume.
• Layers are only good on cake(s). We have a flat organization with direct lines of communication to decision makers to get results FAST.
• On Time Closing Guarantee – We Back that Up (!
• We’re 100% retail-focused and a Tier 1 Lender.
• First-Class Marketing Support from our in-house marketing team to support YOU!
• Delegated underwriting, local processing.

I am thrilled to work with the best in the business. I have been striving to work with a company that has strong vision for the future while understanding that outstanding customer service is a non-negotiable. I have found this combination at On Q Financial and am having a blast working with the amazing people here. - Heidi Z.

Gilbert Business Development

On Q Financial - Mortgages Simplified - On Q Financial

3530 S. Val Vista Dr. Suite 211 Gilbert, AZ 85297
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