Kim Lynch   NMLS# 655407   State License AZ-LO 919827 l CA-DOC 655407 l TX 5645

Kim Lynch
On Q Mortgage Consultant

About Kim Lynch


I’m Kim Lynch, and as a mortgage consultant, I am committed to finding the home loan solution that is right for you. I have nearly 20 years’ experience in the financial services industry. I understand that buying a home or refinancing a loan is an important financial event in your life, and I am here to provide the knowledge and guidance you need to make the right decision with confidence.
If you are looking to purchase a home or refinance an existing loan, I would love the opportunity to earn your business. Let’s get together, and develop the best financial solution for you!

What I Want You to Know


I love my job and I bring passion for the industry and for helping my clients with me to work every day.
A mortgage transaction should be about building a relationship. I will guide you through your loan process step by step, and be there as a resource throughout the life of your loan. My goal is to deliver a truly outstanding customer experience.

What Sets Me Apart


Exceptional customer service is the cornerstone of my business. I know that there are only a few times in my clients’ lives that they will purchase a home, so I focus on making each client’s experience special and unique.

Over the course of my career, I have utilized my expertise to help hundreds of borrowers become successful homeowners. I have worked with every type of client, from first time homebuyers to self-employed borrowers to high net worth clients with multiple properties. Each client has varying needs and goals. This results in completely different transactions, and I enjoy the challenges and unique aspects of each.

I pride myself on maintaining excellent communication so that my clients, the realtors, and the title company stay informed throughout the loan process. I ensure they understand every aspect of the transaction, and I am here to help when they need assistance.

What My Clients Are Saying

  • "Kim was constantly in touch with my son and I as we went thru the loan process,explaining everything in patient detail.She had a personal manner about her that made us feel welcomed and secure that there would be a positive outcome in the lending process."


    - marijoinaz

  • "Kim was thorough about the process up front, letting you know all the steps and what to expect. She then helps you every step of the way, keeping the process organized and always moving but never overwhelming. Kim is professional and extremely knowledgeable! If you want your experience to go smooth, Kim meets that requirement!"


    - dtendering

  • "Kim has been wonderful for last 6-7 years . She is very prompt in responding . She guided me very well through out the process in timely manner . I would recommend her strongly"


    - reddymales

  • "This was our 4th mortgage in the family and was everything as we've come expect. On time, great communication. Kim runs a tight ship and is excellent with every step. Can't recommend Kim enough!"


    - miketendering

  • "She made the whole process easy and made us feel comfortable from the beginning to end. She always answered all the questions we had and always called us back if we couldn't reach here. Definitely will go back to her in the future for all our mortgage needs!"


    - na jeff09

  • "We came to Kim when our first lender just wasn't cutting it. We had some unconventional issues and she was able to still get the job done. We were under a strict time deadline. Not only did she get the job done faster, she made sure to save us money and explain all our options. She stayed in touch with us on almost a daily basis updating us on the status and what to expect next. It's what I expect when dealing with a professional and she exceeded my expectations and was amazing to work with. I would most definitely recommend her to anyone, and especially if you have difficult situation. "


    - skloredo

  • "Loved working with Kim Lynch! My husband and I would highly recommend her and On Q Financial to all of our friends. She came highly recommended to us and we can certainly see why. What could be an exhausting experience was pleasant because of Kim. "


    - amyluau

  • "This is my second time that I have sought Kim out to assist with a mortgage. This time she helped my daughter find a mortgage that worked for her as a first time buyer. Kim really goes above and beyond for the client to make sure the process is smooth so that the closing runs without any snags. She walks through all the paperwork and is up front with the fees associated with the mortgage. She worked closely with my daughter's realtor to ensure that we had the appropriate document to submit with a house purchase bid. She will answer your call anytime, even on the weekend when many house buying decisions are made. I highly recommend Kim and my daughter loved working with her. I was in the midst of a major business project and she literally spent 45 minutes on the phone with me as I gathered documents that I needed to provide on my end for my daughter's loan. Kim made my daughter's first home purchase an enjoyable experience. I will be working with Kim again in the future to re fi my home while the interest rates are low now that my daughter is situated.” "


    - zuser20151231165906589

  • "Kim Lynch went above and beyond for us - helping at all hours of the day, keeping on top of things, and keeping us informed. She is very knowledgeable and works extremely hard for her clients. I can't say enough good things about Kim, I would (and already have) recommend her to anyone looking for an excellent banker. "


    - zuser20160803184254325

  • "She explained every detail, step by step. I have to say that she made the process of buying a home easier. Kim always answered her phone, day or night. "


    - zuser20160605102712072

  • "Kim was excellent through the entire process. She was great at explaining all of the detail, following up on and explaining any and all questions and seeing that the loan process went smoothly throughout the entire transaction. I felt comfort in knowing Kim was looking out for us the entire way. Thanks Kim! "


    - corby f.

  • "Great to work with in every situation. I used Kim to purchase the house I currently live in and then Kim called me to let me know the interest rates were down and that she could save me a couple hundred dollars a month if I was to refinance. I know she makes money off of this but it also saved me money and she gave me a discount on the fees so that everything would work out! I have already referred her to my friends. "


    - jerry burgess

  • "Kim was amazing! We had some delays and a few odd things happen during our purchase. Kim was patient, always availiable and always positive that we would get our dream home! I would highly recommend Her to any one interested in financing their home purchase. She was kind and took the time to truly listen to us as we make one of the largest financial decisions of our lives."


    - dellflz

  • "Kim was AMAZING!!!! She was referred by a trusted advisor, and after our first conversation, I never looked back. I truly, truly felt like I had known Kim for a long time, and that she had my best interests at heart. She helped guide me in making the right financial decisions for me, by providing options and ensuring I was educated about ALL the options available. Kim was available any day or time that I reached out to her. She even called me after all was said and done, to congratulate us and to explain what would happen next even though technically, she didn’t have to do that. I would recommend Kim all day long to anyone who would listen. Thank you Kim!"


    - morse217

  • "I would recommend Kim to anyone shopping for a home mortgage. Kim has made the whole process worry free. Kim kept in touch with me for several years even when we weren’t quite ready to purchase a home. She was readily available at anytime and more than willing to answer any questions we had. Her knowledge and attentiveness were extremely appreciated as buying a home can be very stressful."


    - user5198451

  • "I have done several loans with Kim and she is excellent to work with. I have worked with others but she would be my go to whenever possible. Her communication back to me as a customer and her knowledge of the process are the best. I would absolutely work with her again and again."


    - m ballou

  • "Kim was great to work with. She not only helped me to get a loan but guided me through the whole process, which made me buying my first house a lot easier. Kim gave me tips on building and maintaining my credit, so that I could get approved for the loan and also keep my credit in good standing through the loan process. Kim was very helpful and knowledgeable with finance questions and even provided finance figures (monthly rates) for potential houses that I thought about buying but first wanted an idea of how much it would cost me monthly. Kim was very good at getting back to me and answering my questions in a timely manner. Kim is a kind, knowledgeable and professional loan specialist. Thank you Kim."


    - insensatezmee

  • "Kim and team have done two refi’s for us and they are stellar! She works tirelessly to make sure to present all of the options and drive to closure. We would recommend her unconditionally!"


    - azdietdew

  • "This is our third transaction with OnQFinancial. Kim took care of us for this recent transaction. We were extremely happy with the service we received. We needed the transaction to go through within a short amount of time and Kim and the OnQFinancial staff really came through for us."


    - Terit T.

  • "Kim is the ultimate professional! Our loan was very complex being a 1031 exchange which included 4 co trustees on the loan application . Not once did any one of us have to pick up the phone to get an update, Kim kept us updated every step of the process.. Our loan was even ready days before the closing date… We would highly recommend Kim Lynch to anyone wanting an exceptional customer service experience with the best results and on time performance!"


    - Anonymous

  • "Kim is absolutely amazing at what she does. She knows the industry, always gave us options and explained things that weren’t clear, and was THE BEST at follow up. Had our home loan closed in under 30 days and got us through title with no issues. I can’t say enough good things about our experience with Kim and would highly recommend her to anyone!"


    - Jeff

  • "Kim was excellent. She was responsive, helpful and ensured that we kept informed about where we were in the process. Everything went like clockwork. Kim exceeded our expectations. It was a very positive experience. We would recommend Kim Lynch without reservation."


    - Candy

  • "Kim was right there with us through the entire lending/home buying process. She is dedicated to her clients' success and made our experience a great one! She has the knowledge and expertise to get the job done right. We could not have done it without her. Thank you Kim for helping us to attain our dream home! We will never forget how much you genuinely cared about us when things seemed impossible. We built a wonderful relationship and look forward to working with you again in the future. You rock! "


    - Sushilax

My goal is to become your trusted mortgage adviser for life by providing an unparalleled level of service. Contact me today to ask any questions or get started on your home loan.

Kim Lynch

On Q Mortgage Consultant - On Q Financial

3530 S. Val Vista Dr. Suite 211 Gilbert, AZ 85297
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480.305.6243
480.318.2547
480.658.2696
Kim.Lynch@OnQFinancial.com
http://www.KimLynch.OnQFinancial.com

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