Welcome to the Santa Barbara branch of On Q Financial. Since we opened in 2013, our goal has been to ensure the mortgage process is streamlined and smooth for every client. Our team even works closely with community partners to provide homebuyers’ workshops to the Santa Barbara community. We are ready to help you purchase a home or refinance your existing home loans. Santa Barbara is referred to as the American Riviera, boasting a Mediterranean climate and a reputation as a popular tourist and resort destination.