Mark Junod   NMLS# 582910   State License CA-DBO# 582910

Mark Junod
On Q Mortgage Consultant

About Me


As my client, you aren’t just a file to me. You dream of having a home, and I want to be a part of making that happen.

What I Want You to Know


At the end of the mortgage process, clients often say, Wow, that was easier than I expected! My team and I have found the things our clients care most about is that they get what they were promised when they close, that our office’s communication with them is frequent and thorough, and that the closing happens on time. We strive to deliver these three components for each and every client. If you’ll give me the opportunity to put my experience to work for you, I promise to deliver excellent customer service and a mortgage product that fits your individual needs.

What Sets Me Apart


My experience encompasses all facets of the industry from owning a mortgage brokerage firm to branch management and loan production for a mortgage bank and a national banking institution. I’ve owned and managed for more than 20 years. During that time, I have been recognized as a top performer in developing professional relationships with individuals and business partners. I have developed a stellar reputation for integrity and professionalism in the Santa Cruz area real estate and financial services communities.

My Story


My wife Laura and I have two sons, Will and Lucas, of whom we are very proud. In my personal time, I like to run, and I even ran the Paris Marathon in 2014. I also enjoy helicopter skiing, travel and wine. I relax by spending time with family and friends. I’ve been a member of the Santa Cruz Sunrise Rotary Club since 1984, and I’ve run the Rotary Youth Exchange Program for the district for the last decade.

What My Clients Are Saying

  • "Attentive, flexible, meet us where we were at. Easy-going, knowledgeable, eager to make things work. Good with follow up, definitely would recommend to potential buyers. Appreciated his time, efforts."


    - Stacy P.

  • "Working with Mark and OnQ Financing was exceptionally satisfying as they led me through my first refinancing process. They were readily available for any questions that came up, kept me updated regularly on the state of my application and treated me with kind respect at every step of the way. The finalization of my loan came within a month and without any snags. I will recommend their service at any opportunity."


    - Rosy16

  • "Mark and Laura Junod and Bob Digrazia are superb professional. They are a fantastic resource for this community"


    - David Jacobs

  • "They always returned our calls regarding questions in a timely manner."


    - Jim Smith

  • "If you don’t know an answer you say that, then immediately research the question and get back to your client in a very timely manner with the correct answer. I can’t think of anything your team can improve on, that is why I keep coming back to you for your help and assistance and why I have already recommended you to others."


    - Carol Hill

  • "We had a very good experience!"


    - Raymond Leclair

  • "Always kept us on top of the process, dealt with all phases of the process in a timely manner."


    - Vincent Mininni

  • "BEST REFIANCE EXPERIENCE YET!! (4 prior re-fi’s) Keep up the good work."


    - Gael Decleve

  • "Very painless experience."


    - Carlos Arcangeli

  • "We were very satisfied with our whole experience. They were very straight forward, no double talk and quite helpful in every regard."


    - Michael Snyder

  • "I feel the highest level of “trust” and confidence working with Mark and Laura!! I was 100% satisfied and grateful with Mark and Laura, I will definitely be recommending them!"


    - Pam Perlman

  • "Dear Mark and Laura, Thank you for working with us to make our ownership dream a reality. We appreciate the time you both dedicated to our loan and the open communication you had with us throughout the whole process. We love our new home."


    - Carrie and Michael Haber and Summer, too

My goal is to become your trusted mortgage adviser for life by providing an unparalleled level of service. Contact me today to ask any questions or get started on your home loan.

Mark Junod

On Q Mortgage Consultant - On Q Financial

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