Gustavo E. Saballos   NMLS# 433988   State License FL#LO-12583

Gustavo E. Saballos
On Q Mortgage Consultant

About Gustavo E. Saballos

I’m Gustavo E. Saballos. As an experienced mortgage professional I have guided many families through home related financial success since joining the industry in 2001. My favorite part about being a mortgage consultant is helping people make the American Dream come true.

Availability to clients, frequent and responsive communication set my service apart from the rest. I also pride myself in my “out of the box,” problem solving abilities. I strive to always answer the phone when my clients call, because we’re in this together from the first call to final closing.

To ask questions or get started on your mortgage, please call, text or email me, or apply online.

What I Want You to Know

Every day, I bring integrity, creativity and energy to work with me. This helps me develop creative solutions for my clients. Which helps get financing with a mortgage product that fits their current needs and goals for the future. With the immense complexity of mortgage loans, one size does not fit all. I love using my experience, extensive training and knowledge of the many loan options. Most of all this helps me tailor a situation that best meets my clients’ personal and financial goals.

What Sets Me Apart


My team and I are always available to assist clients via phone, text or email. I keep them abreast of the status of their loan with frequent updates and am accessible to answer questions.

I love the people aspect of my job. Though the mortgage process can be stressful, I focus on alleviating any stress or concerns and creating an exciting, positive experience for my clients.

My Story

I have lived in St. Petersburg, Florida since 1997. I am married and have two beautiful daughters, Adriana and Gabriella. We recently adopted a kitty. His name is Fed, after Roger Federer, the best tennis player in the world. The whole family actually plays tennis. Most of all we love traveling, snowboarding, wakeboarding, fitness and the beach.

What My Clients Are Saying

  • "Gustavo and his entire team are simply the best! They work efficiently and thoroughly. They answered every question I had right away and were always friendly. Even at the closing, the title agent said that she had never had a closing go so smoothly. I will always be appreciative of Gustavo and his team!"

    - Tom7239

  • "Gustavo and his team went above and beyond what we expected for a lender. He was genuinely concerned with getting every bit of what we needed for the process and the loan to close. They were very diligent and responded to my queries or concerns immediately. I recommend On Q Financials to everyone in the market for home loans."

    - Jay B.

  • "Gustavo was referred to us by our real estate agent because we needed a faster than normal closing. Gustavo got us everything we needed in no time! We were originally considering other sources for our mortgage but had to go with Gustavo because it was clear he would get he job done before the other companies. Everything went super smooth throughout the whole process and he kept us informed every step of the way! We will definitely continue working with him on our next purchase!"

    - Caitlin S.

  • "Gustavo is very knowledgeable about the industry. He is patient in explaing the process and his network of colleagues know how to close a deal. He was instrumental in helping me buy my home that I love. I highly recommend Gustavo. I am grateful I found him!"

    - safronep

  • "Gustavo gave me different options to meet my needs, very knowledgeable and honest. Readily available via phone, email or in person for the million questions I had. Never made me feel I was bothering him. Would definitively do business with him again."

    - user9230863

  • "Gustavo was great to work with. He explained things in great detail and made us feel very much at ease with the whole process. I would definitely recommend him to anyone buying a home!"

    - jkh226

  • "This was our second mortgage with Gustavo. He made both easy for us. We had a 28 day closing and he had a commitment for closing with a week to go."

    - bljph12

  • "The professional and courteous way Mr Gustavo and staff handled my refinancing No need for improvement because everything was handled in a speedy manner"

    - user2073132

  • "From the time we first approached Gustavo about obtaining financing for the purchase of our condo, through the actual closing on the property, Gustavo provided excellent service. He quickly managed to obtain a pre-approval for our loan, and secured our final approval so we could close in less than a month. Gustavo, and all the others at OnQ were very pleasant to work with, making themselves available whenever we needed them. For worry free financing, we highly recommend Gustavo and OnQ Financial to anyone who is purchasing a home."

    - CJ P.

  • "This is the third home loan that Gustavo and his team have worked for us on and this was even easier than the last! The Loan Machine and his team just keep getting better and better. Looking forward to many more in the future (but only investment properties, because I am not moving ever again). "

    - ctijanas

  • "This was our second time working with Mr. Saballos and hope to work with him down the road in the future! He is very knowledgeable and skillful from start to finish of the mortgage process. He was responsive to our needs and also quick to provide helpful and informed guidance with some of the more complex decisions. His team is phenomenal and I have to give cudoos to his assistant, Ashley, who helped me with some of the more technical aspects of the process, such as signing a form on line. We recommend Mr Saballos and his group without hesitation!"

    - anncradit5

  • "Gustavo and his entire team helped make our home buying experience easy! They were very patient with all our questions (no matter how many times we asked the same thing!). They answered all our questions, stayed 100% on top of the process and communicated with us on a daily basis. I would absolutely recommend Gustavo for your mortgage needs! "

    - Tracy C.

  • "Can't say enough good things about Gustavo and the OnQ team! They were responsive, informative, and extremely customer focused. They are exactly what we needed to get us through the mortgage and home purchase process. I am extremely grateful for all their hard work. Thanks guys!”"

    - affordableinoldtown

  • "The best in the business! Provides counselling and good advice throughout the whole process. Explains the process in detail and educates you as required. Very professional and knowledgeable of the business."

    - user2847212

  • "We had a great experience with Gustavo, who was referred by our real estate agent. We filled out our loan application entirely online, which was a great help since we were buying in a different county from where we lived. Mortgages require a ton of paperwork, and Gustavo and his team were helpful and thorough in making sure everything was in order. Our loan was essentially approved several days before the closing date, which made the closing stress-free."

    - mollymoorhead

  • "I can't say enough about Gustavo. He was so knowledgeable about the process and always set the right expectations. He made sure that every detail was covered before our file was submitted to underwriting. There was not a single surprise in the whole process. If there were any surprises they were pleasant surprises. He got us an unbelievable rate and we even closed a couple days early. I wouldn't recommend anyone else for the job. He gets five stars in my book! "

    - jennifereblake

  • "Gustavo and his team are top notch! From the very beginning, (and throughout the mortgage process) I had a multitude of questions that were answered promptly and courteously - this team has a wealth of knowledge. If you're in the market for a home in the St. Pete area/Pinellas county, Gustavo at OnQ Financial is the only mortgage professional you'll need - ever! "

    - zuser20150923031025019

  • "Gustavo and his team are the best. They don't play around getting your loan processed. I really appreciate that is this day and age. They make the process as painless as possible. Thanks!!"

    - S. Beatty

  • "Gustavo helped me purchase my first home and really stuck with me through the ups and downs of the whole process. He is extremely knowledgeable and very quick to respond to all of my questions! I would highly recommend him and his team! "

    - jason5447

  • "Gustavo was knowledgeable and professional. He found the necessary information about our VA loan and got us through the process in a speedy manner. We could easily get ahold of him when we needed him and he was able to answer all our questions. We would definitely recommend him services."

    - katydavis33

  • "Gustavo helped my partner and I purchase our first home with ease! There were many questions and concerns that he addressed quickly for me. Gustavo was always available and accessible and I highly recommend him! "

    - bryanmellisa7

  • "Gustavo helped me purchase my first home and I could not have been more pleased with his service. I first contacted him on a Saturday afternoon and within hours he had a commitment done for me! He was always immediately responsive to any questions or concerns I had, and that continues after closing."

    - TanyaYatsco

  • "Gustavo is simply the best when it comes to Mortgages. He is always available and ready to handle anything you throw at him. He is also connected so it is truly a one stop shop when you are dealing with him. The rates he got for my wife and I were and are still some of the lowest we have seen. I will definitely be using Gustavo for all my mortgage needs in the future!"

    - wbryan10

  • "I worked with Gustavo in 2010 to purchase my first home, I’m working with him on my second, and I’ll work with him on my third. He’s not only a wonderful broker, but an excellent, all around, person. And he’s beyond accessible, which is a huge deal for a first time buyer parting with [what felt like] her entire life savings…and for a second time buyer who almost forgot that parting feeling from the first time. I certainly recommend Gustavo to anyone shopping for a house."

    - cclem83

  • "I have purchased two homes with Gustavo’s financial assistance will be using him on the next one in the future. He’s knowledgeable, focused, deal driven, honest and friendly. That’s what I’m looking for and I would recommend him to anyone who wants to make their home purchase a smooth transaction."

    - ctijanas

  • "Gustavo has helped to make this our best move. This is our fourth move and it has been the most trouble free. Gustavo was able to answer all of our questions or find an answer quickly. We moved from out of state and whenever an issue came up he and his team were there to help. Gustavo and his team are true professionals."

    - susanbaker82qa

  • "The one thing Gustavo did that made the process so easy to deal with was to inform us from the start what documentation would be needed for underwriting. There were a couple of additional requests but they were minor and easy to handle. In addition Gustavo was very prompt, courteous, and patient when answering our questions. My wife and I would do another loan with him in a heartbeat."

    - Zillow user5547460

  • "This is our second time working with Gustavo and his team and again, they made the process painless. He took the time to truly understand our needs and brought all financing options to the table for our review before making any decisions. At the end of the process we were more like friends, than clients. Thank you, Gustavo and the entire OnQ team! "

    - niccolediana

I pride myself on having an unparalleled professional track record built on integrity, trust, hard work and passion. Call me anytime! I’m ready to go to work for you today.

Gustavo E. Saballos

On Q Mortgage Consultant - On Q Financial

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