Richard W. McWhorter   NMLS# NMLS #1618644   State License GA #57530 | FL #L044137

Richard W. McWhorter
On Q Mortgage Consultant

About Me


I love helping people realize their dreams! As an ex-CPA and a lifelong real estate finance professional, I have seen it all. Whether you are looking for a jumbo move-up loan, something smaller for your first home, a construction to permanent loan on that awesome lake homesite or even your dream Florida beach house, our team makes it happen.

It is all about attention to detail, an attitude that doesn't quit, and the knowledge that every client's home is the most important buying decision they will likely ever make... until they buy their next one. (And we’ll be here for that one, too!)

What Sets Me Apart


Typically the biggest weaknesses in the industry are my (and On Q’s) greatest strengths:  On time closings!  Although it doesn't happen every single time, we guarantee anything that is within our control will be completed and ready to close. All part of the On Q Financial On Time Closing Guarantee!

What else? Every week I am communicating with everyone! That includes borrowers, selling agents, listing agents, underwriters… everyone.  Why?  When everyone is in the loop, nothing slips through and everyone knows exactly where we are in the process. Finally, what you are quoted is what you are delivered. No surprises when it comes time to close.

What I Want You To Know


As a lifelong real estate finance professional, I figure things out and make sure my clients clearly understand our programs and why they are not only the best in the industry, but also the best for them. After 30 years’ experience in everything from commercial development, brokerage and finance to residential mortgages, there are few issues I haven't resolved!

You will love On Q Financial because our interests always align with your needs. We have the most competitive programs, we can handle nearly ANY loan that gets in front of us, and as a team we solve complications fast!

My Story


I have lived in the Atlanta metropolitan area nearly my entire life. After meeting in high school, I have been married to the same terrific woman for over 35 years. On top of that, we now have two grown children and five grandchildren! Wow.

My wife and I love to work out, play tennis and golf and love entertaining with friends. She is a terrific decorator and has an incredible eye for deals and details. I'm a Big Green Egg fan but love cooking out on anything with a fire.  Specialties?  Long slow ques, especially butts, briskets and ribs!

Richard W. McWhorter

On Q Mortgage Consultant - On Q Financial

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