Terri Presutti   NMLS# 659115   State License NC-I-155963

Terri Presutti
On Q Mortgage Consultant

About Terri


I’m Terri Presutti, and I have more than 33 years of mortgage experience. I have been originating mortgage loans in Cabarrus County and the surrounding markets for over 28 years, and I am licensed in both North and South Carolina. I pride myself on my product knowledge and expertise in the mortgage industry, and I use that to my client’s advantage. I communicate frequently with my clients to educate them on the mortgage process, guiding them to a quick and stress free closing. Whether you are buying, building or refinancing, my goal is to offer you an experience that will make you a client for life. To get started, call me at 704-791-5816 or email me at terri.presutti@onQfinancial.com today.

What Sets Me Apart


I have twice been recognized by the Central Carolina Association of Realtors as “Affiliate of the Year”. My referral partners know they can trust me to deliver an exceptional experience to anyone they send me. I am also a member of On Q Financials President’s Club.

I have extensive experience and product knowledge that comes from years in the mortgage business. I continue to educate myself on industry changes.

I am dedicated to my clients and am known to have a tireless work ethic. I will communicate the status of my client’s loan throughout the process, responding to any questions throughout. Excellent customer service is the cornerstone of my business. I strive to exceed my client’s expectations.

My Story


I graduated from Montclair State College with a Bachelor’s degree in Marketing in Finance. I have been a resident of Concord NC since 1989. I am married with two grown children, 4 grown stepchildren, 11 step grandchildren and a dog named Bella. I enjoy camping, boating and family time.

What My Clients Are Saying

  • "I can't thank you enough for being so helpful, you made buying my first home a delightful experience. I will recommend you to everyone, you're the best."


    - Bennie S.

  • "You are the best and will tell everyone!! Thank you for such a pleasant experience!!!"


    - Sherri L.

  • "I just wanted to thank you all for your help in purchasing our home. This has been by far the best experience I’ve ever had from beginning to end. Extremely smooth! Thank you so much! It’s been a pleasure working with you."


    - Natalia

  • "Marc and I can’t thank you enough for all the hard work you did for us. Marc said from the day he got your phone number from our real estate agent Tina Byrne that you said “We can work with you Marc”. Before I heard these words I had no hope of ever owning a home. Other financial folks we talked to and had applied for wanted like $8000.00 for a down payment, plus many other expenses that we could not possibly come up with. We are Veterans of the US Army, me and my wife. We thought surely the VA would come through for us. They did not because of my history of a bad situation when I financed a previous home through Bank of America. Not a VA loan. It was a nightmare. Terri, you made it happen.

    We are good people and pay our bills on time. We do the right thing and because of regulations and not having a good faith of what a person really is, On Q Financial and YOU Terri made this happen for us.

    We are so very very happy that you Terri and On Q Financial blessed us with the home of our dreams. This is what America was built on TRUST and giving folks a chance to own their home. Your service was over the top Terri, you were on the mark of everything that we needed to get approved for our dream home.

    We’re so impressed at how quickly you made this happen for us, but at the same time being so very thorough with all of the paperwork. Above all Terri, your expertise, fast response to emails, and the kindness you showed us even to the closing goes above and beyond of GREAT customer service!"


    - Marc and Michelle, Proud owners of our dream home

  • "I am an attorney in Concord, NC who does exclusively real estate transactions with a very high percentage rate of being residential closings. I have been doing this since 1969 and have done approximately 30,000 closings. During that time I have never dealt with a loan officer who is more proficient, knowledgeable and qualified. Terri is very diligent in working for her customers. She does her homework, and is always on top of things. She has a good background in the legal aspect of real estate, and is excellent in grasping all of the technical aspects of real estate law. She has an excellent relationship with her customers, and they all praise her highly when coming to a closing. If it can be done, Terri will get it done!"


    - Howard S Irvin

  • "We look for two main attributes in those who manage our major purchases and finances. Those are sincere kindness and the ability to make decisions based on the long-term effects and not only the immediate. Terri guided my wife and I through the construction loan of our house with patience and careful attention to detail regarding our relationship as a whole, which made the experience as pleasant and gratifying as it could possibly be."


    - Scott Avett

  • "I have found Terri Presutti to be the ultimate mortgage professional with a full working knowledge of all products, rules, and regulations and the ability to get the loan closed. I highly recommend all potential mortgage applicants to Talk to Terri! If it is possible, she will make it happen!"


    - Allen Craven

  • "Terri, you are a dream to work with, too. Thank you for all. It does help to have such great buyers, too, for sure!"


    - Thecla, realtor

  • "Terri, I do not even know where to start with you. I feel like I should do something for you. I just want to give you a big hug! You have worked so hard for me and I can’t believe how you have made this happen. Now that I feel like I know you better, this seems to be how you are all of the time. I appreciate all of your hard work more than I can ever tell you in words. Seriously, you have been fabulous! No wonder you have so many awards on your back table in your office, you deserve every one of them! We are all, including our dog, so miserable in our apartment because it is WAY to small that I am so glad we are not going to be in there any longer than next week. You are the best, and no you are the blessing to work with! Wow!"


    - Amanda

Whether you are buying, building or refinancing, my goal is to offer you an experience that will make you a client for life.

Terri Presutti

On Q Mortgage Consultant - On Q Financial

1028 Lee-Ann Drive Northeast Suite 216, Concord, NC 28025
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704-916-7700
704-791-5816
704-705-2412
terri.presutti@onqfinancial.com
http://TerriPresutti.OnQFinancial.com

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