Cari DeCandia   NMLS# 71446   State License NC # I-124790

Cari DeCandia
On Q Mortgage Consultant

About Cari


I’m Cari DeCandia, and I'm originally from New York but have called North Carolina my home since 1994 when I came here to play softball for the University of NC at Greensboro. I am the mother to two amazing kids and have a passion for my sports, CrossFit, travel and spending time with my family.

I started my career in the real estate industry over 12 years ago and attribute my success to open and honest communication, a drive to ensure my customers are getting the best possible financing solution for their home, and a great team behind me to help every step of the way.

My number one goal is become your trusted mortgage advisor for life by providing an unparalleled level of service.

What I Want You to Know


I work with the motto "It's not just a loan, it's your home." From application to closing, my approach is a very consultative one. I listen carefully to my clients' needs and then create a mortgage solution designed to accomplish both their short and long term goals. I am organized, and I have a strong team. Most importantly, I treat each client as if they are my friend or family.

What Sets Me Apart


When you work with me, you can expect honesty and for your loan to close on time. Frequent communication is the key to keeping my clients informed of their loan status and providing that much needed peace of mind. Timely responsiveness, thoroughness, honesty and integrity are just a few of the characteristics that allow me to earn the trust of my clients. After all, I judge my success by my past clients' willingness to recommend me to their family and friends.

What My Clients Are Saying

  • "It would be hard to find someone better at their job than Cari. She not only knows the latest details of the complex world of lending, she makes it understandable for those not in the field and takes you through the entire process as quickly and efficiently as possible without a glitch."


    - Dr. Steve Palazzo

  • "Cari is the most dependable and trustworthy loan officers I have ever met. I have worked with her both personally and professionally, she has handled loans for members of my family and I have worked with more client's of hers then I could possibly count. Because of the opportunity that I have been given to represent numerous clients of Cari's I am in the position to say without reservation that Cari is the one of the best mortgage professionals in the state!"


    - Jonathan McCollum

  • "Cari was easy to work with and she answered all of my questions each time I called. When there was an error she quickly researched and corrected it putting my mind at ease. I would work with her again and highly recommend her to anyone."


    - Bill Wolf

  • "Cari is the most informed Loan Officer that I've ever worked with. She has handled many loans for my clients as well as several for me personally. She's on top of market conditions and works diligently to get the best possible deal for her customers. She also has good follow up after the loan has closed and lets her customers know when they should refinance"


    - Susan Chriscoe

  • "Cari is top notch - very detail oriented and follows through on what she promises. Cari helped us navigate a very turbulent mortgage lending time, ensuring that we got the great rate we were quoted, following through on every detail.

    I would highly recommend her to anyone wanting to get a mortgage for a new home or doing a refinance on an existing home
    "


    - Scott Bryant-Comstock

My goal is to become your trusted mortgage adviser for life by providing an unparalleled level of service. Contact me today to ask any questions or get started on your home loan.

Cari DeCandia

On Q Mortgage Consultant - On Q Financial

2501 Blue Ridge Rd, Ste 350, Raleigh, NC 27607
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919.302.6413
919.238.6656
Cari.DeCandia@OnQFinancial.com

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