Melanie Welsh   NMLS# 262085   State License NC I-149222

Melanie Welsh
On Q Mortgage Consultant

About Melanie Welsh


My name is Melanie Welsh, and I’ve dedicated the past 30 years of my career to helping clients achieve their homeownership goals. Although I’ve held a variety of leadership roles in lending; corporate executive, entrepreneur and business development, one common theme prevails that is central to my business philosophy—I truly care for my clients, team and referral partners.
Meeting new people brings me great joy, while getting to know them on a personal and professional level allows us to be successful together. I have a genuine desire to foster meaningful relationships and strong connections with every client and partner I get the opportunity to work with.

What I Want You to Know


With over three decades in the industry, I have worked incredibly hard to build a stellar reputation as a true mortgage professional with the highest standards of integrity and ethics. From my vast leadership experience building high-performance teams, to establishing extensive relationships with the local community, I have an unwavering commitment for achieving excellence in the mortgage business.

What Sets Me Apart


Purchasing a home is typically the single, largest financial decision a person will make. This can be an emotional and sometimes stressful process. My goal is to serve as a “trusted advisor” by offering great mortgage solutions with competitive rates and costs. At On Q Financial, we are committed to making the mortgage process as simple as possible—always working to exceed expectations by delivering exceptional service.

My Story


Pembroke, NC was my home growing up, and I obtained my B.S. in Business Administration at East Carolina University. My husband and I currently reside in Wilmington. We have four wonderful children that we adore. We love spending time with our family and friends, while enjoying activities associated with our coastal lifestyle.

Actively involved in local businesses and non-profit initiatives, I believe success starts with being a good community advocate. One of the most important aspects of my life is community involvement, and I am currently a member of the Wilmington Regional Association of Realtors, Cape Fear Homebuilders Association, ECU College of Business Advisory Council, President of Cape Fear River Business Exchange Networking Group and Committee Member for the American Heart Association’s Cape Fear Heart Ball.

What My Clients Are Saying

  • "Melanie and her associates provides professional service at all times. Their knowledge of the industry is demonstrated by the service they provide to their clients. I recommend them to the buyer client that I work with."


    - Patti A.

  • "As a financial professional, I want to only recommend my clients work with the very best professionals. Not only do I want the best for my clients, their experience directly reflects back on me. Melanie has over 25 years of experience, which is evident in her extensive knowledge base of all things mortgage. Melanie has built a team of other experienced and knowledgeable staff, whose quick and thorough responsiveness is much appreciated. But above all, I trust Melanie. I know that she will tell me the best thing for my client, even if it's to do nothing at all. She truly does the right thing, no matter what."


    - Melissa P.

  • "Melanie does a great job for her customers, leaving no stone unturned in her efforts to get her deals closed. Her communication skills are top notch and Melanie returned all my calls promptly. She is a true professional!"


    - ltrimmer

My goal is to become your trusted mortgage adviser for life by providing an unparalleled level of service. Contact me today to ask any questions or get started on your home loan.

Melanie Welsh

On Q Mortgage Consultant - On Q Financial

1613 Military Cutoff Road #100 Wilmington NC 28403
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910.833.1944
910.264.1793
melanie.welsh@onqfinancial.com

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