Cindy Kolmeier   NMLS# 219560   State License TX-219560

Cindy Kolmeier
On Q Mortgage Consultant

About Me

I’m Cindy Kolmeier, and I am a seasoned mortgage professional with more than 30 years’ experience as a top producing originator in San Antonio, Texas. I am passionate about meeting the needs and goals of my clients. With more than three decades of experience, I specialize in bringing peace of mind to the home financing process.
My team and I build successful client relationships on excellent, open communication, years of mortgage expertise and passion for the industry and for helping clients achieve their dreams of homeownership.
Call me anytime at 210.490.3313. I’m ready to go to work for you today!

What I Want You to Know

My team and I understand that the process can be exciting but also challenging and complicated. We focus on taking the pressure off of you, so you can make the best decisions for you and your family. Ultimately a successful closing is our main goal, and my team and I use our collective skills and expertise to make that happen for you. We are 100% committed to total client satisfaction.

What Sets Me Apart

I love what I do, because I get the opportunity to see families achieve the dream of home ownership. I can’t imagine a job where you get to create as much joy and excitement as I do.
Communication is the key to a good working relationship. My team and I pride ourselves on being accessible 24/7. We are focused on staying in touch and never leaving you wondering about the status of your loan. I have helped many families with their home financing. I know the importance of communicating honestly, and I know what it takes to close a transaction, making the buying or selling experience positive and seamless.

My Story

My family and I have lived in the San Antonio area since 1951. I have been married to my amazing husband, Jim, for 38 years, and we have two kids, three dogs, four horses and one new grandson, Sawyer.
Outside of the mortgage business, I own a horse farm called Destiny Farm. I have been breeding and showing American Saddlebred horses since 1988, and several of my horses have been world champions.

What My Clients Are Saying

  • "Cindy is on top of everything, very accessible to answer any questions, resolve issues, process quickly. Cindy communicated well with our title company and realtor. Also worked patiently guiding me through each step of the process. Additionally, she saved me thousands by making sure I didn't pay too much for home owners insurance. Looking back to my previous mortgage I could have saved probably $1600 per yr x 18... ugh!!! THAT'S HUGE!! Oh well, this time I got it right with Cindy. I have no problem referring Cindy to friends and family. THANK YOU CINDY!!"

    - Tony M.

  • "Cindy is the best in the business. She always responded quickly to any questions I had, and kept me well informed about what was happening/what would happen next. Cindy was available well after business hours to advance my application or advise/answer questions. Her accessibility worked well for my schedule since I am not very easy to reach during typical business hours.

    Aside from being a superlative lender, she is a lot of fun to work with. Will absolutely recommend and use again for any future real estate deals."

    - Edward C

  • "Today was the most Exciting day of our lives, we closed on our house! Cindy did a GREAT job always keeping in contact, made the process feel like a breeze. We're first-time home buyers and there is nothing more scary than feeling like we have no clue what we're doing. But Cindy made this a great experience.

    When we first got in touch in January 2016 our credit score was low and Cindy gave us a list of things to take care of. After 1year when we felt we were ready, we got back in touch with Cindy, and 6 months later here we are CLOSING! It feels SURREAL, but we are so happy with our new home. There's no reason to look any further for a Trustworthy Lender. We will continue to refer Cindy to everyone who is looking for a Great Lender.

    Thank you again Cindy for everything!"

    - P. Espinoza

  • "My husband and I had Cindy as our lender in 2011 for the purchase of our first home. She pretty much held our hand all the way through the process. It was such a positive and easy experience with her that we decided to use her again for the purchase of our second home 6 years later! Cindy is ALWAYS available for us. She is so knowledgeable and has a fantasic relationship with everyone in the a matter of fact, the only reason the seller from the first home accepted our offer, was because the team from the sellers side preferred working with Cindy over the other lender! That speaks volumes! Cindy is our go to lender now....should we have a 3rd home in the future, she will be the first person we call! I can honestly say that she has your best interest at heart. Thank you Cindy for all your hard work in making this happen for us!"

    - D. Jamerson

  • "Cindy is an outstanding professional who's work is marked by integrity and initiative. Cindy is meticulously accurate with a great sense of responsibility for the quality of her work. At NO point in the entire process did I ever feel Cindy was not working directly for me. As a retired Veteran using the VA Home Loan, Cindy was extremely knowledgeable in the process and always knew what was needed and when. You would be losing an excellent opportunity for customer service and satisfaction if you did not use Cindy Kolmeier."

    - Brook B.

  • "Thank you Cindy for so much education and love through our first home purchase. You really showed how much you cared through your work and compassion."

    - user1493121

  • "Cindy was absolutely amazing. She worked extremely hard to help my wife and I get into our first home. She made the process so simple. We could truly tell that she cared about helping us."

    - zuser20141222085616393

  • "I absolutely loved working with Cindy. Every time I had a quick question about documents that I needed, or needed an explanation on some detail regarding my loan, Cindy was so quick to respond. I really appreciated how well she communicated, returned phone calls, and kept me in the loop with the process of my loan. Cindy is very personable and immediately made me feel comfortable. I highly recommend working with Cindy Kolmeier when you're in need of a loan officer."

    - Kimberly M.

  • "Cindy was absolutely amazing in helping us purchase our first home, a dream we held for a very long time. Every step of the process was explained clearly and Cindy made herself easily available for any questions or concerns. We were blessed to have had the opportunity to work with Cindy. I highly recommend!"

    - Rose Q.

  • "She is very kind and a pleasure to work with. I would recommend Cindy to anyone in search of a new home. Always kept me informed and always very helpful!"

    - Jesse P.

  • "I was very nervous about going through the process of buying another home. It had been 16 years and this was going to be house #2 for us so our buying experience was limited! Cindy took us under her wing and walked us through each step, answering the many questions and reassuring us on concerns. We ended up closing earlier than expected and that can only happen when you have dedicated staff! Thank you Cindy and On Q for a great experience in buying our forever home! "

    - R. Ortiz

  • "This was our first time purchasing a home and Cindy made the experience painless. Cindy was personal and professional, she had us closing on our home in ONE month."

    - M. L'Heureux

  • "This was my first home, and Cindy made things easy and understanding during a very difficult time for me. Cindy and her assistant are professional, pleasant to work, lots of patience, they make an excellent team. They made feel confident with the whole procedure. Everything was done in a timely manner. Great Job, Highly Reccomend"

    - M. Lubbering

  • "It’s a tough love job that I would not wish upon my enemy. The new laws effective October 2015 by the Federal Government have made it very painful even if you have over 800 credit scores:(. However, Cindy and team kept a smile and great attitude every single day. God bless them.."

    - W. Galbraith

  • "Thanks for all your help this year Cindy, you truly made our transition very smooth. Thanks for working with us and thank you for this reminder. We’ll take a look at it. My best to you and your family (congrats on the new grand baby, enjoying the pictures on Facebook) in 2016!"

    - Enrique Aleman

  • "Thank you again for getting us through the loan process and into our new home (which we absolutely love). The experience of working with you was night and day better than my prior experiences getting a mortgage. I really appreciate your responsiveness to my many many many emails. Thank you again!"

    - Joe and Kristine B.

  • "Several months ago, my husband and I embarked on the journey to find our forever home, our dream home and because we knew that, the home purchasing process could be a daunting one we prepared ourself to the best of our ability. Quickly we found the location, found the home and now needed to find the financing, which became the most trying part of the process. However, our amazing realtor contacted Ms. Cindy Kolmeier at On Q Financial and she and her team quickly gained our trust and answer all of our questions in a manner that we could understand each decision made regarding the purchase. In addition, they educated us along the way about financial stability and setting future financial goals to safeguard our investment. She and her team sprung into action and were able to process our application, submit for approval and obtain financing for our blessing of a home in a few weeks. At that moment they became more than just a financing company, they became family! I do not believe that anything happens by chance, so I say with confidence that On Q Financial was a blessing to our family! We are forever indebted to Cindy Kolmeier and the On Q Family and will refer them to everyone we know who is planning to purchase a home."

    - The Crooms Family

My goal is to become your trusted mortgage adviser for life by providing an unparalleled level of service. Contact me today to ask any questions or get started on your home loan.

Cindy Kolmeier

On Q Mortgage Consultant - On Q Financial

18585 Sigma Road, Suite 100, San Antonio, TX 78258
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