Michael Stephan   NMLS# 364861   State License TX-364861

Michael Stephan
On Q Mortgage Consultant

About Me

I’m Michael Stephan, and I have 20 years of experience in the mortgage and real estate industries.
A true mortgage professional’s job is to do more than just help someone acquire a loan. I believe in educating clients so they understand the mortgage process. I have built my reputation on quick and efficient responses to each and every one of my clients’ needs and concerns. My phone and email are always close at hand.
Please contact me via phone or email, or apply online to get started on your new home loan, renovation loan or refinance today.

What I Want You to Know

One of the most gratifying parts of my job is tailoring the mortgage experience to meet my clients’ needs. Some people want a brief checklist to follow, while others prefer detailed explanations and a complete understanding of what they’re doing and why they’re doing it. Either way, clients can count on me and my team to deliver an exceptional experience.
I believe it is my duty to help educate my clients throughout every step of the process; arming clients with accurate information and financial insights enables them to make the best decision possible.
Communication is the key to a good working relationship. I pride myself on being available 24/7, staying in touch and never leaving a client wondering about the status of the loan.

What Sets Me Apart

I have a comprehensive view of the entire home buying process. Before becoming a loan officer, I was in new homes sales management, and I started my career as a Realtor in 1995. I have worked in every aspect of the business including realtor, counselor, management and loan officer. I absolutely love this industry, because I enjoy helping people and families realize the dream of home ownership.

My Story

Native to Texas since 1976, my wife and I have enjoyed raising our blended family of five children in the Lone Star state. We both love San Antonio for its warm hospitality, friendly people, rich culture and arts scene and the many outdoor activities the city offers.

Meet the Deboy's

I take great pride in helping others get into their homes. Take a look at how I helped Sean and Nancy get into their new homes while serving to best meet their needs.

A Happy New Homeowner

Hear Aurora's story about how through trust and transparency, we worked together to get her into her new home.

What My Clients Are Saying

  • "I received first rate customer service from everyone at On Q Financial especially from Michael Stephan. Michael made the entire process pleasant. He was also always available when I had any questions or concerns and responded quickly. If it wasn't for Michael's attention to detail, I might have had some snags in the process, but Michael helped clear any obstacles. I would highly recommend On Q to anyone who is looking to purchase a home."

    - Jose V.

  • "Michael went above and beyond to assist us not only with the loan process, but to help increase our credit score. Having recently moved from a different state, Michael made special trips to office to make our experience as smooth as possible. Thank you so very much Michael. We will shout our recommendation of you from the rooftop of our new home!"

    - Pam Myers

  • "Great experience, explained every step and I would recommend him to anyone who is really looking for great costumer service."

    - J. Marin

  • "Michael will be the only Mortgage Consultant I will ever use!"

    - Louis Keefe

  • "Michael Stephan was exceptional. He was prompt with his responses to our many questions and it didn’t matter how late in the day he always responded quickly. He was so patient and helpful with the entire process from beginning to end. He was so helpful and knowledgeable in this area and I would send my loved ones to him for a mortgage loan in a heart beat! He went above and beyond to help my husband and I qualify for a loan and I’m more than pleased with the service we received, Thank you Michael!"

    - H. Cruz

My goal is to make your mortgage process quick and easy.

Michael Stephan

On Q Mortgage Consultant - On Q Financial

18585 Sigma Road, Suite 100, San Antonio, TX 78258
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