Gary Whitson   NMLS# 487555   State License WA: MLO-487555 / CO: LMB100050319

Gary Whitson
On Q Mortgage Consultant

About Gary Whitson


I am Gary ‘Rock’ Whitson, and I’m a mortgage consultant with On Q Financial.
I originally started my career as a realtor—spending 21 years assisting my clients in achieving the goal of homeownership. I changed my focus becoming a mortgage consultant in 2009. My exceptional service level and my thorough understand of the mortgage process from start to finish provides a unique ability to help my clients purchase homes with ease and expediency.
I know what it takes to follow the path to your dream home from realtor collaboration to the closing table with no surprises. Contact me today to get started.

What I Want You to Know


My mission statement is focus, listen, learn, and adapt with grace at a moment’s notice. I’m quick to respond in an industry experiencing constant change. Passive is not an option for me. I believe a mortgage consultant takes the lead, creates the roadmap, and gets the job done. My clients and business partners deserve, expect, and respect my level of service each day for each transaction. You deserve this level of service—reach out to me today.

What Sets Me Apart


Let my clients’ words paint the picture of what it’s like to work with me—

“Gary is a “Wow”. He is genuine and knowledgeable—matching clients to loans that fit their own personal and unique needs. People refer Gary not only because of his skill but because they trust he will take care of them—and he does! We love working with Gary! He is so wonderful to support our title and escrow teams! We could not ask for a better partner in business. Anyone who works with Gary is fortunate.” –Teresa Hollenbeck, CWT Title and Escrow

My Story


I love spending time outdoors with my wife Sally and two boys Sky and Kyle. Whether on a mountain or a river, I enjoy quiet time in the backcountry wilderness.

Zillow Reviews and the BUZZ about Gary!

  • "Hey Rock keep up the great work, over the top Attitude and the top game you bring to us daily. You remind me of Rudy! All heart. The coach said he wished his whole team had the heart."


    - Robert Lipston Senior Vice President - Regional Director

  • "Ah thanks Gary! I enjoy working with you! You’re always so calm and collected, no matter what craziness is going on."


    - Kasey Crawford Processor

  • "Hi Gary, It has been a great pleasure working with you, Gary. You are such a role model of strength and determination. Thank you, for your being such a great example to follow! All the best, and more, for you and your family!"


    - Ali Saccone Assistant Branch Manager

  • "This letter is in reference to the outstanding quality of work of mortgage broker Gary Whitson. I have only known Gary approximately two years, but in that time have purchased two mortgages from him. His attention to detail is second to none, and his follow-up is stellar. He misses nothing in the process, especially when there is plenty of opportunity to do so. As I know nothing about mortgages, to me this is money well spent. His rates and services are competitive in the industry, and because of his communication, he is easy to trust and call upon.

    Through all this, we have actually become good friends. I request information from him all of the time if I know anyone with a mortgage issue. He answers promptly and cheerfully of anything I ask. His knowledge of the mortgage industry business is on the cutting edge, and NEVER have I received a “song and dance”.

    As a subcontractor in construction, I am constantly relied upon to provide exemplarity service, in all facets of my industry. Gary does the same thing in his service.

    If you are serious about looking for a mortgage or a refinance of your current mortgage, I would highly recommend giving Gary a chance to show you what he can do. You won’t be disappointed!"


    - Pete Coldagelli

  • "Gary has been doing an incredible job driving business into and for our branch. We are really fortunate to have his support. Cheers! That is awesome Gary keep up the sprint out of the gate ! Great job my friend."


    - Robert Lipston Senior Vice President - Regional Director

  • "Rock, I wanted to express my appreciation for you and our Team. Writing this letter makes me appreciate you even more. You’re the Best! Thanks Bro!"


    - Tim Church WRE

  • "Gary, This is tremendous. You just put a smile on my face. I love the passion, work ethic, service levels, and above all…the TEAM spirit. You are building a network of like minded people that will be long time referral partners and close friends. Keep up the great work my friend!!"


    - John MacAndrew

  • "I have one word my friend ATTITUDE! You prove everyday you control it , you own it, you are all that Gary. Gary thanks for being such a true treat to work with! Have a great day buddy. PS Congratulations on raising the bar."


    - Robert Lipston - Senior Vice President - Regional Director

  • "Gary Whitson is lighting up the referrals to his business partners!!!! Thank-you for your referrals!!
    Rock, Thank you SO MUCH for your email detailing the great work done by Amanda. Amanda and her team are very conscientious, hardworking and devoted to providing the best customer service to their customers.

    Gary, I just want you to know how much I appreciate working with you!"


    - Sue Van Gerpen Personal Banker

  • "We have worked with Gary on our home purchase back in April of 2015 and then last year he helped us re-fi our house. I thought we already had a low rate but Gary was able to get it even better when we re-fi'd and got the mortgage insurance removed. He has a high level of integrity and is always right on the ball. If you want someone to help get you the right loan, close on time, and pay reasonable fees then go with Gary Whitson. - Zillow- user34319372 from 98002"


    - Gary Whitson Rocks!

  • "Walked us through all the necessary steps! Always made sure we understood. And helped us get our first home! We couldn't be happier with our experience and already have family working with them! Great team! - Zillow- harrington 31 from 98922"


    - Great

  • "Our family has worked with Gary and his team in purchasing and re-financing several homes/properties. He is one of the most productive and effective professionals in this field I've met. Repeatedly he impressed the realtors with whom I have worked, two of whom claimed Gary to be the best mortgage broker they've encountered--one of these has been in the business for over 20 years and has sold hundreds of homes. Gary has a wonderful personality mix of confidence and modesty--knows his stuff but also defers to others to get the right answers to questions who know more than he. Absolutely top shelf. - Zillow rwall2 from 98365"


    - Competent and Caring Team Player

  • "My husband and I had the pleasure of working with Gary, and his wonderful team, on our first home purchase. He is patient and explains everything so well and that was much appreciated as we attempted to navigate ourselves through the process. We live in a very competitive real estate market (Seattle) and Gary was always quick to respond to our requests for more detail prior to contemplating an offer. We ran into an issue during the closing process but Gary quickly saved the day without having to extend our close date. I would highly recommend Gary and his team, they really understand customer service and are a delight to work with. - Zillow DianSlater from 98296"


    - Great resource for first-time home buyers!

  • "Gary was knowledgeable and got us qualified so fast. He made it easier to get our loan then finding our home. Gary has a big heart and truly cares about his clients. It was as though he held our hand thru the whole process. - Zillow zuser20160403183422439 from 98188"


    - Very knowledgeable

  • "As second time home buyers, my wife and I were adamant that we have a more personal relationship from a financial perspective on our next home purchase. Our first home buying experience with a national lender left us feeling more like a number than a client, while multiple oversights nearly resulted in our contract falling through. After relocating to Greater Seattle and beginning the search for our new home we were determined to rectify those issues and avoid the costly financial headaches from our previous experience. Enter Gary Whitson and the folks at On Q Financial. From the jump Gary and his team were ahead of the curve. The constant communication that was maintained throughout the process was second to none. On multiple occasions I had Gary’s ear for the majority of my commute home in the evening. He was fully willing to take the time and discuss the process at any time and I never felt rushed and/or confused during any step of the buying experience. Our best and final offer was emailed to Gary to draft a pre-approval letter on a Saturday afternoon and we received his response and pre-approval within hours. Additionally, Gary personally reached out to the seller’s agent to discuss the offer and our willingness to get the deal done as quickly and seamlessly as possible. I have zero doubt that Gary and his team were paramount in completing the purchase of our home. His professionalism, punctuality, and dedication to his craft are unparalleled. Thanks again Gary and On Q!! - Zillow heather read88 from 98012"


    - Gary and his team at On Q Financial left no stone un-turned and knocked it out of the park!!

  • "We bought our first house in March of 2017 and Gary was great at bringing us up to speed and allowed us to make informed decisions on what kind of financing, when to lock our rate and a lot more. He was always just a phone call away and that meant a lot to us when we were on a tight schedule and didn't fully understand some of the documents we needed to sign. Great guy and really gives his all to keep the process flowing smoothly. - user40516627 from 98022"


    - Great Communication!

“Hey, Rock, keep up the great work, over the top Attitude and the top game you bring to us daily. You remind me of Rudy! All heart.” –Robert Lipston

Gary Whitson

On Q Mortgage Consultant - On Q Financial

3400 188th St. SW, Suite 316, Lynnwood, WA 98037
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425-829-7653
425-829-7653
425-633-2439
gary.whitson@onqfinancial.com
http://GaryWhitson.OnQFinancial.com

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